Debra Haverson Psychotherapy Services LLC

Helping you find clarity, harmony
and greater contentment in your life
     Payment Options

Approved Medicare Provider
I accept Medicare Part B rates for Psychological Services.  

Magellan Behavioral Health and Blue Cross/Blue Shield
This includes:
    • AmeriHealth PPO
    • Horizon HMO
    • Horizon Advantage EPO
    • Horizon NJ Direct
    • Horizon Direct Access
    • Medicare Blue and Blue Access
    • Horizon PPO
    • Other plans through Blue Cross/Blue Shield (BC/BS)/Horizon Healthcare of NJ -- check with your plan to see if I am an approved provider

Authorization from Magellan must be obtained prior to first visit by using the phone number on the back of your insurance card.
Co-pays should be in cash or a check at the time of your visit.   Please check your coverage to find out what your copay or coinsurance will cost you and follow any authorization requirements for your plan.  It is also important to understand your deductible, the amount for which you are personally responsible.    

CIGNA, including EAP services

Mental Health Network (MHN)  

Including Tricare Network for military personnel and families.

Coventry Health Care


Private Pay and Out-of-Network
Rate Schedule Effective January 1, 2014

$125 per 50-minute session 
$150 for initial assessment (75 minutes)
$150 for longer 75-minute sessions -- helpful for family and couples therapy
Your insurance company's reimbursement for out-of-network providers may be more affordable than you think compared with in-network coverage. I promptly provide a receipt with the needed information for you to file for this coverage as well as for pre-tax medical accounts, and/or income tax healthcare deductions.  You may wish to check with your behavioral health insurance company to gain a better understanding of the limits of your coverage (such as deductible, number of sessions per year and percentage covered) for both in-network and out-of-network providers.


In the Presbyterian Church of Madison, 19 Green Avenue 2nd floor, Madison, NJ   07940
Free parking behind building    <->    Handicap accessible    <->    Short walk from train station
Phone: 973-476-4503
Mailing address:  P.O. Box 416, Madison, NJ 07940